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Diane Shelton

(314) 497-4685
DShel80907@aol.com
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S.1944 A bill to create jobs

Washington Watch- Going Down To The Wire Update: Last week it looked like the extension of the payroll tax cut from 2011 was sure to pass Congress. It’s worth about $1000-$1500 to the average taxpayer.  Now there are competing bills and the usual beltway bickering back and forth as to who is on the side […]

Posted in: investment, Practical Matters, Uncategorized Tagged: buyer, buyers market, changes, condition, discount, estate, expert, first, first time buyer, forecast, home, investment, jim hurley, lewis, louis, market, missouri, mo, Quick Links, saint, st louis, st louis homes for sale, st., tax credit, value, watch

Get to Know Section 529 Plans

Get to Know Section 529 Plans Basically, a college savings plan allows you to place money in a state plan to be used for the beneficiary’s higher-education expenses at any college or university, which include tuition, fees, books, supplies, and certain room-and-board costs. There are several significant advantages to these plans. Click link for full […]

Posted in: investment, Practical Matters Tagged: 529 Plan, Education, expert realtors, first time buyer, investment, investment in education, lewis, missouri, missouri education funds, mo, mo education opportunities, program, Quick Links, saint louis education, tax credit

Don’t be a “Panic Buyer”

The deadline of April 30, 2010 to take advantage of the Federal Tax Credit is fast approaching.  April 30th being the deadline to have a property under contract, AND then must successfully close the property by June 30th. There are at least 3 problems with waiting until the end of April to enter into a […]

Posted in: Market Watch, Practical Matters, Real Estate News Tagged: contract, insurance, mortgage, negotiation, panic buyer, purchase offer, tax credit, tax credit deadline

Tax Credit Officially Extended and Expanded

After much fanfare the home buyer and home owner tax credit is in place.  This new law extends the first time home buyer tax credit for property under contract by April 30, 2010 and closing by June 30, 2010. Under the same bill unemployment benefits are extended by 14 weeks and there are provisions to […]

Posted in: Market Watch, Real Estate News Tagged: extension, first time buyer, home, homes, mortgage, program, real estate, tax credit, tax credit extension

Last Days of the $8,000 Federal Tax Credit

Could it be the end of the $8,000 Federal tax credit for first time home-buyers?  The one thing we know with certainty is the program is currently set to expire on November 30th.  Without action from Washington, time is of the essence in order to successfully complete a purchase transaction before the deadline. Given the […]

Posted in: Market Watch, Real Estate News Tagged: $8000, expire, first time buyer, last minute, program, property, Quick Links, real estate, tax credit

$8,000 Federal Tax Credit deadline approaching

The Tax Credit Program expires at midnight on November 30th and provides that only purchases that have CLOSED by that time are eligible for the program.  With the current HVCC appraisal regulations and mortgage environment it currently takes between 45 and 60 days from contract to closing on average. The effect on the average first […]

Posted in: Market Watch Tagged: expire. tax credit program, first time buyer, Quick Links, real estate, tax credit

First-Time Buyers Tax Credit Advance Loan Program

MHDC Rolls Out Innovative New Program For First-Time Homebuyers Starting January 2009, Missouri Housing Development Commission (MHDC) will have a new product to enable first-time homebuyers to take advantage of the $7,500 federal first-time homebuyer tax credit. This program is the first of its kind in the nation. The federal first-time homebuyer tax credit was […]

Posted in: investment, Market Watch, Mortgage Watch, Real Estate News Tagged: buyer, closing cost, down payment, first, home, homes, mhdc, missouri, Missouri housing development commission, purchase, Quick Links, refund, tax credit, tax credit advance loan program, time

Latest Economic and Housing Forecast from National Association of REALTORS

Pending Home Sales Holding In Stable Range WASHINGTON, December 09, 2008 Pending home sales eased against a deteriorating economic backdrop but remain in a stable range, according to the National Association of Realtors®. The Pending Home Sales Index,¹ a forward-looking indicator based on contracts signed in October, slipped 0.7 percent to 88.9 from an upwardly […]

Posted in: investment, Market Watch, Mortgage Watch, Real Estate News Tagged: 2009, changes, forecast, foreclosure, home sales, housing, interest rates, loan limits, new homes, pending home sales, stimulus plan, tax credit, transactions

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