If you are not into giving a neck tie or gift cards this year, think about these two nifty presents. First up- what $50 investment can you make that can possibly pay you back in one month? Investigate a programmable thermostat! For home owners it’s hard to save money on energy costs if you don’t know what appliances cost to run. Look at this unique tool that shows you direct energy costs. Lastly, an effective tool to visualize heat loss (or gain) in your home. Click FULL ARTICLE for these unique gifts.