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Diane Shelton

(314) 497-4685
DShel80907@aol.com
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Real Estate Easements Sometimes Override Private Property Rights

Your name may be on the deed, but that doesn’t necessarily mean the public can’t use part of your land. Many properties have easements, which means someone has the legal right to use part of the land. An example is when one homeowner cannot access his property unless he crosses a neighbor’s driveway. Generally, easements […]

Posted in: Practical Matters, Title Tips, Transaction Information Tagged: real estate easements and property rights, real estate property and easements, real estate property rights st louis, saint louis real estate easements, saint Louis real estate property rights

Certification of Trust

A statute has gone into effect regarding a Certification of Trust. The statute is 456.10-1013. 1. Instead of furnishing a copy of the trust instrument to a person other than a beneficiary, the trustee may furnish to the person a certification of trust containing the following information: • That the trust exists and the date […]

Posted in: Title Tips

Purchase of a Villa

When purchasing a Villa it is important to understand how villas differ from other real estate transactions. • The purchaser of a villa acquires the ground directly underneath their portion of the building and their portion of the building subject to a shared wall with a neighbor (sometimes referred to as a “party wall”). • The excess […]

Posted in: Title Tips

Purchase of a Townhome

For those of you who purchase Townhomes.  It is important to understand how townhomes differ from other real estate transactions. • The purchaser of a townhome acquires a lot and that part of the townhome building located on that lot, subject to the interests of the adjoining lot owner in a shared party wall. • The shared […]

Posted in: Title Tips

New Home Construction Purchase

If you are purchasing a property that is newly constructed.  You need to keep the following things in mind on those transactions: • Mechanic’s Lien issues are the #1 title insurance claim in the state of Missouri- be sure you are receiving mechanic’s lien coverage on their owner’s policy of title insurance. • If the builder is […]

Posted in: Title Tips

Deeds of Conveyance

1. General Warranty Deed:  a) Most favored by Purchasers.  b) Grantor covenants the following:   1)  Grantor has an indefeasible estate in fee simple;   2)  Grantor has the right to convey;   3)  The premises are free and clear of any encumbrance, with the        exception of those currently of record or specified in the deed; and   4)  Grantor will […]

Posted in: Title Tips

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Still LOVE my home – thank you!!

Lynn B. Ballwin, Missouri

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Thanks Jim. I was prepared for a miserable experience. You took the worry and tension out of selling.

John Walsh Seattle, Washington

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We had the best experience during the purchase of our first home with Jim. We love it. One of my best friends is a Realtor and I have already told her that when I move, Jim Hurley is the one I work with.

James Fagan Ballwin, Missouri

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It was our first home and we spend several months looking. Jim never lost patience. He spent hours educating us and helping us through the process. He’s always smiling and positive…. Linda and Steve Green St. Peters, Missouri

Linda and Steve Green St. Peters, Missouri

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I wasn’t really considering buying a new home but one I had looked at before we bought the last one, which I loved, came on the market. I called Jim and we moved 45 days later with no problems. He really cares about the people involved in the process.

Tina and Tom Shinner Kirkwood, Missouri

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